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The Hidden Costs of Listing with a Realtor (That You Avoid Selling As-Is)

  • Writer: Summit HomeTeam
    Summit HomeTeam
  • Oct 10, 2025
  • 2 min read

When it comes to selling your home, many homeowners immediately think of hiring a real estate agent and listing on the market. While this is the traditional route, it’s not always the most cost-effective—or stress-free—option. In fact, the cost of selling with a realtor vs as-is can be much higher than most people expect.


Let’s break it down so you can make the best decision for your situation.


Realtor Route: The Costs Add Up Quickly

Selling through a realtor often comes with expenses that eat into your final profit:

  • Commissions & FeesReal estate agents typically charge 6% of the sale price in commissions, which can easily add up to thousands of dollars.

  • Repairs & RenovationsTo attract buyers, agents often recommend repairs, updates, or even staging. From fixing a leaky roof to repainting the walls, these costs can pile up fast.

  • Closing Costs Sellers usually cover a portion of the traditional buyers closing costs, which may include title fees and lender fees.

  • Holding Costs While your house sits on the market, you’re still paying for mortgage, insurance, taxes, and utilities—sometimes for months.

What seems like a profitable sale can shrink significantly once all of these hidden costs are factored in.



Selling As-Is: A Simpler, Hassle-Free Option

When you choose to sell your home as-is, you skip the headaches and expenses of the traditional route. Here’s what that looks like:

  • No Repairs Needed – You don’t have to spend a dime fixing up the property.

  • No Agent Commissions – You keep more of your money instead of paying thousands in fees.

  • Fast, Predictable Closing – Instead of waiting months, you can often close in weeks.

  • No Ongoing Expenses – Say goodbye to paying the mortgage, taxes, or utilities while you wait for a buyer.

Selling as-is gives you certainty, speed, and simplicity—without the hidden costs.



Which Option Is Right for You?

If you have the time, money, and energy to invest in repairs, staging, and waiting on the market, listing with a realtor might work for you. But if you want a faster, stress-free solution that saves you thousands, selling as-is could be the smarter choice.

At InstaCash NWA, we make selling simple. We handle the process from start to finish so you can walk away with cash in hand—without the costly surprises.



✅ Ready to compare the cost of selling with a realtor vs as-is for your home? Contact us today and get a no-obligation offer!


 
 
 

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